Did you know that not all contractors and sub-contractors are licensed and insured? Did you also know that when working with un-licensed and un-insured contractors, that you, the consumer, are liable for any accidents? Here are some tips and questions you can ask your contractor before starting any project to be sure you are using a reputable and qualified contractor:
- Ask to see the contractors State of Alabama Building License.
- Check the license expiration date.
- Ask for proof of Workers Comp Insurance.
- Ask for proof of General Liability Insurance.
- When buying a home, require an outside home inspector to inspect the home before starting any work or before moving in the home.
- When doing home construction, ask to see the contractors permits for each stage of work.
HOW TO PROTECT YOURSELF FROM FRAUDULENT AND UNLICENSED BUILDERS
Many fraudulent home repair builders will try to hook you into using their services by convincing you they can give you a never-to-be-repeated deal. Remember, most professionals do not solicit business door-to-door, and do not require a large payment up front. Below are some of the lines commonly used by scam artists:
- Verify the builder's name, address and phone number. Be sure to get an office number and a cell phone number, and a street address if the builder gives you a post office box.
- Request references on similar work performed by the contractor. Ask to see a job in progress, and ask for the name and number of a customer who had work done over a year ago.
- Obtain two or three bids. When comparing estimates, be sure each one is based upon the same set of plans, specifications, and scope of work.
- Check with professional associations and licensing boards (see listing below) to verify the builder's records. Ask to see the builder's pocket sized license card. An example is shown below. Verify that the card is watermarked with the current year.
Many fraudulent home repair builders will try to hook you into using their services by convincing you they can give you a never-to-be-repeated deal. Remember, most professionals do not solicit business door-to-door, and do not require a large payment up front. Below are some of the lines commonly used by scam artists:
- "I just finished another job in the neighborhood and am trying to get rid of this extra material."
- "The price I'm quoting you is very low because we plan to use your home as a demonstration model."
- "You will have to pay me in cash since I'm giving you such a great deal."
- "This offer is good today only."
- "Don't tell anyone else about our deal. I've charged others a lot more for the same type of work."
- "I'll have to have all (or half) the money up front."
- "I will need some additional money to order more supplies before I can finish the job."
- "You need to have this work done immediately. You don't have time to think about it."
- "The price of the materials will go up tomorrow."If a builder uses any of these lines, be very skeptical. Find other builders to bid on the job.
Information
Provided By
Alabama Association of Regulatory Boards
www.aarbinfo.org
The following is a list of the agencies that regulate the construction industry for Alabama. Before hiring anyone to work on your property, check with the appropriate agency to make sure they are licensed. You can also check to see whether they have had any disciplinary action taken against them.
Provided By
Alabama Association of Regulatory Boards
www.aarbinfo.org
The following is a list of the agencies that regulate the construction industry for Alabama. Before hiring anyone to work on your property, check with the appropriate agency to make sure they are licensed. You can also check to see whether they have had any disciplinary action taken against them.
- Engineers and Land Surveyors: www.bels.alabama.gov (866) 461-7640
- Home Building and Repair: www.hblb.alabama.gov (800) 304-0853
- Commercial Const and Repair: www.genconbd.alabama.gov (800) 356-6361
- Plumbing and Gas Fitters: www.pgfb.alabama.gov (888) 726-9750
- HVAC: www.hvac.alabama.gov (866) 855-1912
- Electrical: www.aecb.alabama.gov (866) 873-4664
- Propane Gas Safety: www.lpgb.alabama.gov (800) 545-9246
- Onsite Waste Water (Septic Tank): www.aowb.alabama.gov (334) 269-6800
- Architects: www.alarchbd.state.al.us (334) 242-4179